Sr. Loan Officer

Company: New American Funding
Location: Columbia
Posted on: November 15, 2024

Job Description:

New to the industry and/or want some extra support? Or maybe you are a veteran LO and want a real place to make money for the long haul. Our Loan Officers on the inside receive 100% inbound calls from qualified home shoppers looking to make their next purchase! Ability to make top commissions and receive the best on going training and leadership in the Call Center Industry, all focused on your success and continued growth.

The information below covers the role requirements, expected candidate experience, and accompanying qualifications.

NAF LO's have the following opportunities and more:
* All your funded clients are yours to keep, you get the refinances and referrals for higher comp! Be your clients LO for life!
* 80-130 high quality inbound and screened transfers per month.
* 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you and for a higher commission.
* Give your clients and realtors one of the few legit cash offer programs in the industry.
* NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone.
* Texting ability from our CRM, as well as mass voice mails to reach a group.
* We service our own loans, your picture and contact info stay on their mortgage coupon.

Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry.

*Pay - Minimum wage based on City/County/State + OT bps + tiered monthly bonuses *

*REMOTE OK - Will be required to work hybrid If living within 31 miles of a consumer direct call center location:*

*California Locations:*
*Tustin, CA*

*Riverside, CA*

*Temecula, CA*

*Arizona Locations:*

*Scottsdale, AZ*

*Texas Locations:*

*Dallas, TX*

*Austin, TX*

*Ohio Locations:*

*Twinsburg, OH*

*Columbia, Maryland*

*North Carolina Location:*

*Charlotte, NC*

*Responsibilities:*
* Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
* Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
* Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
* Accept multiple live, qualified inbound leads daily.
* Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
* Structure and price loans accurately.

*Qualifications:*
* 2+ years full time loan origination experience; call center environment preferred.
* Strong desire to succeed in a sales environment and be a top producer.
* Ability to correctly and accurately structure and price loans.
* Complete knowledge of conventional and government loan programs (purchase and refinance).
* Current/Active NMLS license.
* Four or more additional state NMLS licenses preferred.

*Desired Education/Experience:*
* High School Diploma or equivalent
* Two or more recent years' full-time loan origination experience, preferably in a call center environment
* Minimum of four approved state licenses through the NMLS.

*Work Authorization:* Must be able to verify identity and employment eligibility to work in the U.S.

*Other Duties: *This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

[EOE/M/F/D/V. Drug-free workplace.]

#CMD

Job Type: Full-time

Pay: $75,000.00 - $200,000.00 per year

Benefits:
* 401(k)
* 401(k) matching
* Dental insurance
* Employee assistance program
* Employee discount
* Health insurance
* Health savings account
* Life insurance
* Paid time off
* Vision insurance
Compensation Package:
* Bonus opportunities
* Commission pay
Schedule:
* 10 hour shift
* 8 hour shift
* Monday to Friday
* Overtime
* Weekends as needed



Experience:
* Encompass: 1 year (Required)
* Call Center Sales: 2 years (Required)
* Purchase Loan Origination: 1 year (Required)
* Refinance Loan Origination: 1 year (Required)

License/Certification:
* NMLS (Required)


Work Location: In person

Keywords: New American Funding, Silver Spring , Sr. Loan Officer, Other , Columbia, Maryland